401k Limits 2025 Chart With Catch Up. 2025 401k Contribution Limit Catch Up Maria Scott Under a change made in SECURE 2.0, a higher catch-up contribution limit applies for employees aged 60, 61, 62 and 63 who participate in SIMPLE plans In 2025, the 401(k) contribution limit for participants is increasing to $23,500, up from $23,000 in 2024
CatchUp 401(k) Contribution Limits Mercer Advisors from www.merceradvisors.com
To see the full chart of the 2025 Plan Limits, click here The annual limit on catch-up contributions for individuals who attain age 60, 61, 62, or 63 is $11,250
The limit on annual additions (i.e., contributions) to 401(k) and other defined contribution plans will increase to $70,000 (up from $69,000). The 2025 401(k) contribution limit for employees—the same as 403(b), governmental 457 plans, and the federal government's Thrift Savings Plan—is $23,500 The annual limit on catch-up contributions for individuals who attain age 60, 61, 62, or 63 is $11,250
401k Limits 2025 Chart By Age Jesse B. Hernsheim. The limit on catch-up contributions for people 50 or older also rose to $7500 from $6500 Employees aged 50 and over can make an additional catch-up contribution of $7,500, bringing their contribution limit to $31,000
401k 2025 Catch Up Contribution Limit Irs Robert B Ayala. Details on these and other retirement-related cost-of-living adjustments for 2025 are in Notice 2024-80 PDF, available on IRS.gov. Chart of Select Limits : 401k Plan Limits for Year: 2025: 2024: 2023: 2022: 2021: 2020: 2019: 401k Elective Deferrals: $23,500: $23,000: $22,500: $20,500: